Text of the provision
Art. 153. The family home is deemed constituted on a house and lot from the time it is occupied as a family residence. From the time of its constitution and so long as any of its beneficiaries actually resides therein, the family home continues to be such and is exempt from execution, forced sale or attachment except as hereinafter provided and to the extent of the value allowed by law.
(223a)
Family Code of the Philippines, Executive Order No. 209, approved July 6, 1987. The Code took effect on August 3, 1988 (Republic v. Orbecido III, G.R. No. 154380, October 5, 2005). Reproduced in full.
What this article means
Under the Family Code, no deed or court filing is needed to create a family home. It is deemed constituted automatically from the moment the house and lot are occupied as a family residence. This changed the old law, which required a formal, recorded constitution.
Once constituted, and for as long as any beneficiary actually lives there, the home is exempt from execution, forced sale and attachment — the shield that protects the family's roof from most creditors. The protection has two boundaries: the exceptions listed in Article 155, and the value ceiling in Article 157.
Related provisions
- Article 155 — the debts that defeat the exemption.
- Article 157 — the value limits of the exemption.
Cases interpreting this article
- Authorities on Article 153 will be added here as each is verified against primary sources.