Text of the provision
Art. 1175. Usurious transactions shall be governed by special laws.
(n)
Civil Code of the Philippines, Republic Act No. 386, approved June 18, 1949, effective August 30, 1950. Reproduced in full; verified verbatim against the LawPhil and ChanRobles official-text renderings.
What this article means
Usurious transactions are governed by special laws. Note the Usury Law's interest ceilings have been suspended, but courts still strike down interest rates that are unconscionable.
Related provisions
- Article 1174 — Fortuitous Events.
- Article 1176 — Presumptions on Receipts.
Cases interpreting this article
- Authorities on this article will be added here as each is verified against primary sources.
Note. The text of the provision above is reproduced in full from the official enactment (Republic Act No. 386), verified against the LawPhil and ChanRobles renderings. The annotation and commentary around it are the work of Vivas & Nobles Law Office and are general legal information, not legal advice. How a provision applies to a particular situation depends on facts that only a lawyer reviewing your case can assess.