Short answer. Yes. The law makes a guarantor subject to the jurisdiction of the court of the place where the guaranteed obligation is to be complied with, regardless of where the guarantor actually resides. Signing the guaranty accepts that the debt's place of payment can also be the place where you get sued on it.
What the law says
The guarantor shall be subject to the jurisdiction of the court of the place where this obligation is to be complied with.
Civil Code, Article 2056 — Qualifications of a Guarantor. Read the full provision →
The rule, and why it exists
When a person guarantees another's obligation, the law places the guarantor under the jurisdiction of the court of the place where that obligation is to be complied with — that is, where the debt is payable. This holds regardless of where the guarantor personally lives or does business. The rule ties the guarantor's exposure to the same place the principal debtor already answers for the debt, so the creditor is not forced to chase the guaranty in a different venue from the underlying obligation it secures.
This matters in practice because a guarantor often lives, works, or keeps property somewhere entirely different from where the borrower operates. Without this rule, a creditor collecting on a defaulted debt payable in one city could be forced to file a separate case wherever each guarantor happens to reside, multiplying the litigation needed to recover a single obligation.
What this means for someone asked to guarantee a debt
Before signing as guarantor, it is worth knowing exactly where the underlying obligation is made payable, because that place — not your home address — is where you can be brought to answer if the debtor defaults and the creditor turns to you. This is distinct from personal liability itself: it is about which court has authority to hear the case, not about whether you owe anything. A guarantor is also entitled to the other qualifications the law expects of anyone furnishing a guaranty, namely integrity, capacity to bind oneself, and sufficient property to answer for the obligation guaranteed — factors the person requiring the guarantor should already have considered before accepting them as security.
Distance from the debtor is not a defense
A guarantor cannot resist a suit filed at the place of payment simply by pointing to their own distant residence, since the statute expressly subjects the guarantor to that court's jurisdiction. The obligation to answer there arises from the guaranty contract itself, not from any separate agreement the guarantor made about venue. Anyone asked to stand as guarantor for a debt payable far from where they live should treat that distance as a real, practical consequence of signing — not a technicality that will later excuse them from defending the case in that forum.