Short answer. Generally no, unless you keep paying contributions. Article 168 makes State Insurance Fund coverage compulsory for employees not over sixty (60) years of age. But if you are over 60 and still paying contributions to qualify for the retirement or life insurance benefit administered by the System, you remain subject to compulsory coverage.

What the law says

Compulsory coverage. Coverage in the State Insurance Fund shall be compulsory upon all employers and their employees not over sixty (60) years of age: Provided, That an employee who is over (60) years of age and paying contributions to qualify for the retirement or life insurance benefit administered by the System shall be subject to compulsory coverage.

Labor Code, Article 168 — Compulsory Coverage Under State Fund. Read the full provision →

The general rule cuts off at 60

Article 168 sets the default boundary of compulsory coverage in the State Insurance Fund at age sixty. Employers and employees are compulsorily enrolled while the employee is not over sixty (60) years of age. Once an employee crosses that line, compulsory coverage under the general rule stops applying to them, which is why turning 60 can feel like it quietly changes your standing under the employees' compensation program even though nothing about the job itself has changed.

The proviso that brings you back in

The article does not stop there. It carves out an exception: an employee who is over 60 and is still paying contributions to qualify for the retirement or life insurance benefit administered by the System remains subject to compulsory coverage. In practice, this means the question is not simply your age, but whether you are actively paying into that retirement or life insurance benefit at the time. If you are, Article 168 keeps you compulsorily covered despite being past sixty.

Why this distinction matters

The distinction has real consequences for a worker who suffers a work-related injury or illness after turning 60. If contributions toward the retirement or life insurance benefit stopped, the plain text of Article 168 no longer places that employee within compulsory coverage on the basis of age alone. If those contributions continued, coverage continues on the same compulsory basis as before. Knowing which situation applies to you starts with checking whether contributions for that specific benefit are still being paid, not simply counting your age.

What this article does not resolve

Article 168 does not itself list contribution rates, the specific retirement or life insurance benefit it refers to, or the paperwork used to demonstrate that contributions are ongoing. Those details sit outside the text reproduced here, so this page cannot state them without going further than the article itself goes. If your coverage status after 60 is in dispute, the starting point is confirming, with your contribution records, whether payments toward that benefit continued past your sixtieth birthday.

Related provisions

Note. Statute text quoted on this page is reproduced from the official enactment and is linked to the full provision. The explanation around it is general legal information from Vivas & Nobles Law Office, not legal advice. Whether it applies to your situation depends on facts only a lawyer reviewing them can assess.